Uncover your next mortgage with Nellmo

Moving or buying your first home? Use us for: Nothing to pay upfront. Answers in a day. Effortless process.

Nellmo For Trusted Mortgage Advice, Fast 

4.8 Stars - Based on Our 284 Customer Reviews

Let us find your perfect mortgage

The excitement of moving house or buying your first home can quickly disappear with the hassle of searching for the right mortgage. Nellmo keeps the fun in homebuying by taking away that stress. Our experienced team will be by your side from your first call to completion. Making buying a property the pleasure it should be.

Our experienced team of mortgage brokers will compare mortgages for you and suggest the one that matches your needs. As we aren’t just tied to one lender, we can check for the best deal. That might be with a big name, it might be with a specialist, or it might be a mortgage deal that you can only get through us. We also understand that you probably want to move quickly, which is why we pride ourselves on our fast turnaround times. Our independent team is ready and waiting to provide you with the personalised service you deserve.

Why Use Nellmo?

There’s more to choosing a mortgage than just finding the lowest interest rate. When you use a mortgage broker like Nellmo you get the benefit of our professional experience. Helping you to compare mortgages, understand what lenders are looking for and avoid costly mistakes.

Expert Guidance

Nellmo are FCA-regulated, CeMAP qualified mortgage brokers. What that means for you is professional support with paperwork, with understanding lender criteria and with working out which mortgage product is the most appropriate for your circumstances.

Human Touch

We don’t believe that one size ever fits all. That’s why we give each and every one of our customers a tailored service. However complex your case, we believe we can help you find a great deal.

No Upfront Fees

It’s absolutely free to speak to us. Once we have your details we aim to get back to you with recommendations within 24 hours. You don’t pay a penny to Nellmo until you have your mortgage offer. 

Whole-of-the-market Access

From familiar high street names to specialist lenders, because we’re independent brokers, not tied to one lender, we can offer a broad range of mortgages. 

Our customers say…

				The entire residential sales team were outstandingly helpful and pro-active, and uncomplainingly made many visits in addition to viewings to investigate several bizarre issues. As an executor dealing at a distance with two sales in the same building, this was a real boon and I am truly grateful.
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Richard T.
30/07/2026
				Great experience from start to finish. The team were always friendly, helpful and quick to respond throughout my tenancy, from moving in right through to moving out. A special thank you to Bev, who was so helpful and made the whole process really straightforward and stress-free. I’d definitely recommend them!
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Ruby F.
18/07/2026
				Very professional and proactive.
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Tim J.
04/07/2026
				The experience has been very good, easy to communicate with and a responsible. Thankyou. Martin Rea
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Martin R.
15/05/2026
				Jade was very helpful throughout!
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Jonathan H.
30/04/2026
				Excellent experience as a property purchaser- I have had detailed guidance and support throughout. Special thanks to Jade for making the whole experience so easy.
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Gary G.
24/04/2026
				A very professional and experienced team. From helping us find properties to connecting us with builders and surveyors. And a slick process from the sales team onto the completion team to make sure the deal happens. Great service to me as a buyer but also I think for the seller too!
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Phil M.
06/03/2026
				Craig is extremely helpful, accessible and responsive at any hour.Mortgage was arranged quickly and efficiently.
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Ian S.
23/02/2026
				Jade Allen was fantastic in helping get the purchase of Mum’s new house across the line. Throughout the process she had a constant battle with the vendor’s solicitor and I thank her for all of her hard work.
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Becky S.
02/02/2026
				Craig has been nothing but helpful and informative. Every question big or small Craig has been there to help. He has always answered me as soon as possible. He was very competitive and got me much better rates and options from previous options.He took his time to understand our circumstances. I couldn’t have asked for more!
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Honor l.
02/02/2026
				Excellent service excellent communication
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David B.
16/01/2026
				Professional and personal service throughout a long process of selling, with regular and proactive communication, patience, and helpful advice. A pleasure to work with.
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JP W.
26/12/2025
				The team at the Cirencester office were extremely efficient throughout the selling process. Communication was excellent and the team were easy to contact either by phone or email. Thank you to everyone for their patience and guidance.
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karina B.
15/12/2025
				very professional service, great communication, personable staff that are genuinely caring about tenants experience. Team went out of their way to help on timings. Cathy is extremely professional.
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Marianne W.
30/08/2025
				Rented a house in Cirencester, handed back the property . Everything was handled very smoothly . Deposit returned with no hassle Can’t fault the service at all .
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Lucy J.
30/07/2025
				Just wanted to say what a wonderful job Cathy Sinnott and her team (Ciren branch) did in arranging a wonderful property to let for my daughter; totally professional with a great positive attitude, taking us through the whole process and being available to help and advise at any given point.Excellent service 👏Thanks so much guys 🙂
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Phil W.
06/07/2025
				Thank you Jade,I just wanted to say a heartfelt thank you for your incredible dedication and support throughout the process of both buying my new home and selling the old one. Your persistence and professionalism truly made all the difference—especially when things got rocky and my buyer pulled out.It was your drive, determination, and calm approach that got everything back on track, and I’m so grateful for how you handled it all. Thanks to you, we made it to exchange, and I couldn’t be happier.Thank you again for going above and beyond—your efforts meant the world to me.
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Amanda W.
22/06/2025
				Amazing people to deal with. Thank you Bev and Emily!!!
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Yeshen A.
10/06/2025

Individual mortgage advice for every type of mortgage

Your home is as individual as you are, and so is the mortgage you need. We work with you to understand what you are looking for so that we know which mortgage will be the best one for you. There are lots of different types of mortgage, but whatever kind you want, we are certain we can help.

Types of mortgages

First Time Buyer Mortgages

If you’re lucky enough to be ready to take your first steps in home ownership, we’re here to hold your hand. We’ll explain the buying process; make sure you have all the right documentation and talk you through your options. We can even liaise with surveyors and conveyancing solicitors, to make things even easier for you. Our team can help you with a standard first-time buyer mortgage, and we also have expertise if you are buying your first home through Right To Buy or Shared Ownership.

Home Mover Mortgages

There’s often a lot more to moving home than most people expect, and getting the mortgage right is key to keeping everything running smoothly. Whether you’re upsizing, downsizing, or relocating, our team will help you. We can help you decide whether it’s more cost-effective to port your current deal or get a brand-new mortgage, taking into account any charges that may be payable. We’ll take care of the details so you can focus on finding your next home.

Buy to Let Mortgages

Looking to grow your property portfolio or taking your first step into letting? Wherever you are now, our brokers can source competitive buy to let mortgages tailored to your investment goals. We work with a wide panel of lenders to find deals based on rental income potential, so you don’t need to rely solely on personal salary to qualify. We’re used to working with experienced landlords as well as first-timers, giving everyone a professional service

Limited Company Buy to Let Mortgages

If you’re looking to take out a buy to let mortgage through a limited company, rather than as an individual, speak to Nellmo. We work with lenders who specialise is in this type of mortgage, and understand company structures and Special Purpose Vehicles. If you’re new to this area of borrowing we can help you navigate your way through with the minimum of fuss. If you’re ready to get started contact us today.

Large Loan Mortgages (£1m+)

When you’re borrowing above £1 million, you need more than a standard mortgage broker. Luckily the Nellmo team is experienced in complex, high-value finance. We have strong relationships with private banks and specialist lenders who take a bespoke approach to underwriting, whether you’re purchasing a prestige residential property or expanding a significant buy-to-let portfolio. Our advisers will manage every detail, from structuring complex income to presenting your case in the best possible light.

Types of mortgages

First Time Buyer Mortgages

Home Mover Mortgages

Buy to Let Mortgages

Limited Company Buy to Let Mortgages

Large Loan Mortgages (£1m+)

Discover the difference Nellmo can make

Ready to make your move? The it’s time to contact Nellmo. With qualified, FCA-regulated brokers, whole-of-market access, and a genuinely welcoming approach, we pride ourselves on our ability to make home-buying enjoyable again.

So, sit back, relax and let us do the hard work.